Legal Notice

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE

1. Use. User has a nonexclusive, nontransferable, limited, revocable right to use the Website solely for User's personal educational and informational use. User will not use the Website for any other purpose, including any commercial purpose. Ebix may terminate User right to use this Website at any time if User is in breach of the terms of this Agreement.

2. Proprietary Information. User acknowledges and agrees that the content accessible within the Website (the "Content") is the proprietary information of Ebix and the Company, and their content providers, and the Company and its content providers retain all right, title, and interest in the Content. Accordingly, User will not reproduce, transmit, publish or distribute such content to any third party except that User may print out a copy of Content solely for User's personal use. In doing so, User will not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. User will not transfer the Content to another person and agrees to prevent any unauthorized copying of the Content.

The Content is copyrighted and is protected by worldwide copyright laws and treaty provisions. The Content may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way without Ebix's and/or the Company's prior written permission. Except as expressly provided herein, Ebix and its content providers do not grant any express or implied right to User under any patents, copyrights, trademarks, or trade secret information.

3. Disclaimers. THE CONTENT IS PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT SHALL EBIX OR ITS CONTENT PROVIDERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, EVEN IF EBIX HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. This website summarizes your benefit plans. If there is a discrepancy between the information in this website and the official plan documents, the plan documents will always govern. While the Company intends to continue these plans, it reserves the right to change, amend or terminate them at any time for any reason.

Links to other sites are provided for information only and do not constitute endorsements of those other sites. Ebix is not responsible for the content of links or third-party sites and does not make any representations regarding their content or accuracy. Your use of third-party websites is at your own risk.

The information provided herein should not be used during any medical emergency or for the diagnosis or treatment of any medical condition. A licensed physician should be consulted for diagnosis and treatment of any and all medical conditions. Call 911 for all medical emergencies. Ebix and its content providers do not warrant the accuracy or completeness of the Content, including but not limited to, information, text, graphics, links, or other items contained within these materials on this Website. Ebix may make changes to these materials or to the products described therein at any time without notice. Ebix makes no commitment to update the Content.

4. Limitation on Liability. Ebix, the Company, its licensors, service providers, content providers, employees, agents, officer and directors, will not be liable for any incidental, indirect, consequential or special damages, including loss of revenue or income, pain or suffering, emotional distress or similar damages incurred as a result of the use of this site. Ebix may revise these Terms at any time by updating this posting. Users should visit this page from time to time to review the then current Terms because they are binding on all Users. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Website.

July 24, 2007